A stronger credit profile can qualify you for a better refinance rate. Use the comparison below to see your potential monthly and lifetime savings on a $250,000 loan.
Homelock partners with certified credit-repair specialists who work specifically with homeowners. They know your loan type and the fastest, most ethical steps to get your credit back on track.
These are illustrative rates. Actual offers depend on credit, income, LTV, product type, and market conditions.
| Scenario | APR | Monthly Payment | Total Interest (Life of Loan) |
|---|---|---|---|
| Good Credit | — | — | — |
| Poor Credit | — | — | — |
| Your Potential Savings | — |
—
per month
|
—
over the full term
|
Lower rates, lower payments, and better approval odds. Clean up errors, optimize utilization, and build positive history.
Simple guidance, progress tracking, and clear refinance targets so you know exactly what credit score unlocks better pricing.
See your estimated savings first. When you’re ready, we’ll help you compare refinance options from our lending partners.